> For the complete documentation index, see [llms.txt](https://hellotig.gitbook.io/tig/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://hellotig.gitbook.io/tig/accounts/earn-interest.md).

# Earn Interest

**Earn Interest**

You can choose to earn interest on money in your Account.

**Current Rate**

Our current interest rate is 3.5% pa.

**Interest Payments**

Interest is paid monthly in arrears into your Accounts.

Interest is calculated based on the average balance over the month.

**Conditions Apply**

* Maintain a balance of at least €1,000 (or equivalent in your local currency) in your Account
* Withdraw less than €1,000 (or equivalent in your local currency) per day
* Withdraw less than €10,000 (or equivalent in your local currency) per month
* Give us more than 3 months’ notice that you want to exit the Community Loan Program

**Community Loans Program**

When you choose to receive interest, you agree to participate in our [Community Loans Program](https://hellotig.com/home/loan-program).Changes to Interest Rates

Our interest rates may change from time to time based on market conditions. We will advise you of any changes by updating this website.